Your money is safe.

Every naira you spend through Throwda is processed by Paystack, Nigeria's most trusted payment processor and a PCI DSS Level 1 certified provider. Your card details go directly to Paystack's secure servers — Throwda never sees, handles, or stores them. The same infrastructure that powers Piggyvest, Kuda, and Flutterwave protects your transaction.

Throwda does not collect, store, or have access to your card number, CVV, PIN, or OTP at any point. When you pay, you interact directly with Paystack's payment page. We only receive a confirmation that your payment succeeded or failed — nothing more.

Messages you send to Throwda on WhatsApp are protected by WhatsApp's end-to-end encryption. This means no one outside of your conversation — not WhatsApp, not third parties — can read the messages in transit. Your payment requests, receipts, and account details stay between you and Throwda.

Your account information is stored in a secure, encrypted database hosted on Supabase with row-level security policies. Data is encrypted at rest using AES-256 and in transit using TLS 1.2+. Access is restricted to authenticated, authorised services only.

If a payment fails for any reason — network timeout, bank decline, service error — your money is automatically refunded. No forms to fill, no support tickets to raise, no waiting. Failed means refunded, every time.